3 Questions To Ask Your Auto Insurance Agent

One of the things you will want to have is coverage on your car. This can provide you with the peace of mind you need in the event you're involved in an accident. The challenges of being able to recover from a severe collision are many, and you will want to be proactive by having the right coverage in place. Taking the time to consult with your agent and asking specific questions can be helpful.

Question #1:  What type of coverage is best?

In order to avoid paying too much for your car insurance, you should only get what you need. For instance, if you're driving a vehicle that is ten years old, the chances are significantly high that you may not need a full-blown comprehensive plan.

The good news is that your insurance agent can look at your individual situation and tell you precisely what coverage you should have in no time at all. This is certain to help you feel better when you've got advice from this professional.

Question #2: What are the payment options?

Being able to keep your insurance bill paid is critical to prevent any lapse of coverage at any point. It's important to ask your insurance agent what your payment options are when it comes to getting this bill paid and ensuring it's been received by your provider.

Most companies are willing to let you pay via check, money order or direct deposit. Additionally, you may want to know if you have to pay in one lump sum or if monthly installments can be made. Keep in mind you may be billed a few more dollars for paying each month because of more paperwork.

Question #3: Do you need liability insurance?

In an effort to keep your bill as low as possible, you may want to avoid getting liability coverage. However, it's entirely likely that your agent will recommend you to get this added protection solely for your benefit. 

Liability insurance will pay for any legal fees you may encounter if you're sued by another driver due to an accident. This is important insurance to have.

Keeping auto insurance in place is sure to be one of the best ways to maintain your peace of mind. You never know what a day can bring, and being as prepared as possible is ideal. Be sure to call your insurance agency like Northeast Insurance Agency today and get the answers you need.