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2016

Why Your Business May Need Cyber Liability Insurance

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When a breach of personal information occurs online, who is responsible for the damage done? In most cases, the company that allowed the breach is held responsible for this, and this type of event can be extremely costly. Unfortunately, most commercial insurance policies do not cover cyber breaches like this, which is why you should purchase cyber liability insurance if you run a business that accesses personal information. Here are a couple things to know about this if you are a business owner. Read More»

5 Types Of Additional Homeowners Insurance Coverage You Should Consider

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When you get a mortgage from a bank, it will be required to get the bare minimum amount of insurance coverage possible to protect the bank’s investment. While this is a great start, you should consider the additional types of coverage available to you as well. Additional Content Coverage It’s possible that all of your personal property is not covered by your basic homeowners insurance. For instance, do you run a small business out of your home? Read More»

3 Types Of Insurance Coverage Your Company Needs

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Buying insurance for your company or business is very important as running a business opens you up to a lot more liability than you would normally face. Listed below are three types of commercial insurance coverage that you should have.  Data Breach One of the most important types of coverage that your business can have is data breach coverage. This is vital because if your company should be a victim of a data breach, you can face very stiff penalties and fines from the government, particularly if your business is in the medical or financial industries. Read More»

What Crashed Into Your Home?! Four Situations That Your Need To Get Covered With Your Homeowners Insurance

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You can never be too careful when it comes to getting insurance coverage for your home, especially if you are plagued with bad luck. If nothing seems to be going your way and you have constant run ins with bad luck, there is a policy that will cover it. Below is a list of the most unfortunate and random situations that people don’t think to get covered for but are actually offered with most homeowners insurance. Read More»

Four Tricky Auto Insurance Choices

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If you are shopping around for car insurance, and kind of confused by all the choices that are offered, read on to discover some ways to be more decisive about what you buy and how you drive. We tend to think of car insurance as all about cost or a very basic budget item that you need if you’re going to drive legally, but we don’t always think about some of the questions that can really make you consider what you want in a policy. Read More»