You’ve taken your car off the road and it now sits in the garage all the time. Do you really need to get insurance when it’s not going to be on the road? Who could it potentially hurt? There’s no simple answer to this. Here’s a look at the basics, without taking your specific state into account. Your Insurance Is for Your Car, Not You Car insurance doesn’t follow the driver, but follows the car. Read More»
If you have a poor driving record, bad insurance rates can seem like a must. But there are a few ways that you can still reduce your car insurance rates to be more affordable. Make Sure Records Are Accurate Have you actually seen your physical driving record? When you’re contending with high auto insurance rates, it’s especially important to get your eyes on the record and make sure that it’s completely accurate. Read More»
A coastal home may be your dream home, but there are factors to consider when it comes to buying home insurance. In order to have the coverage you need, it’s important to educate yourself on the implications and risks involved with insuring this type of home before purchasing a policy. High Premiums Consider the high cost of protecting a home located in a hurricane-prone area against wind and flood damage. It comes down to your home insurance premiums costing you more than if you lived in a home located inland. Read More»
Across all fifty states of the U.S., motorists are required to carry auto insurance. This legal mandate isn’t always followed by everyone, particularly those who don’t own a car but still drive. You have to get from point A to point B. You have responsibilities, whether they are holding down a job, getting the kids to and from school, or just making sure your refrigerator is stocked with food. There are lots of reasons not to own a car and technically non-ownership means you don’t have to buy auto insurance, but there isn’t any good reason to not buy insurance. Read More»
Maintaining auto insurance is a necessity that comes with owning a car. But while you can’t legally get out of carrying car insurance, you’re of course free to shop around and make sure you’re getting the best deal possible. If you’re thinking about switching auto insurance providers or you need to purchase insurance for a new car, here are a few tips that might help you get an even better deal than the advertised rate from the insurance company. Read More»